Disclaimer

Short version

Uetz Money (Michael Uetz AI Money OS) is software, not financial advice. It helps you organize, forecast, and decide with AI. We do not invest for you. Your cash and investments stay in your accounts. Nothing here is a personal recommendation to buy, sell, or hold any security, or a promise of returns. If you need advice, talk to a licensed professional.

By joining the waitlist or using the product, you confirm you have read this disclaimer.

What this is

• Category: AI money management software (personal finance co-pilot / PFM).
• Purpose: Help you see, plan, and steer your money — budgets, spend, cashflow, goals, and decision briefs generated with AI from data you provide or connect.
• Positioning: An AI co-pilot — not a bank, not a broker, not an asset manager.

Custody

• You keep custody. Your cash and investments remain in your accounts.
• We do not take deposits, hold client assets, or operate a fund.
• Connecting an account or uploading a CSV (where offered) is for analysis and organization only.

What we don't do

• Invest or trade for you
• Execute buy/sell orders
• Guarantee returns or "beat the market"
• Provide personalised investment advice as a licensed advisor
• Replace your bank, broker, tax advisor, or lawyer

"Waitlist: Managed with partner" is a demand waitlist only — not a live managed service. Any future managed offering would run only with a licensed partner.

AI limitations

AI-generated briefs can be incomplete or wrong. Always check against your own statements. Outputs are not recommendations of specific securities. Past patterns do not predict future results.

Contact

Questions: michael@uetz.com